Will this help my Credit Profile?
Absolutely, reporting your rent payments can only improve your credit profile. Rent payments will be added to your credit report which increases your credit depth. This in turn helps to increase and repair your credit and  scores.  Rent Reporting will also help offset any bad credit you may have.

How much will my score improve?
Every point is valuable and contributes to your credit report and score. Reporting your rent payments to your credit report can go a long way to repairing bad credit and boosting your score.


Why doesn't my landlord just report my history?
Most landlords simply don't have the knowledge, ability or desire to report your monthly payments. They only need or benefit from reporting your failed payments.

How long does it take before I see my rent payments on my credit report?
Within 60 days. Depending on the reporting cycle it may show up as soon as 14 days after verification has been completed. Once your initial verification has been performed and is in the system, your future ratings will occur automatically once a month.

Doesn't my rent already show on my credit report?
No, it is not mandatory for your landlord to report your history to the credit bureaus. Unfortunately, the only time you do get reported to the credit bureau is when you don’t pay on time or when the landlord files a collection against you. The other reason you are not getting the credit you deserve for on time payments is that your landlord most likely does not know how to report to the credit bureaus or doesn’t want to pay for the extra expense. Renters Credit has solved the problem with our easy to use reporting system.

I pay my rent in cash, can I report that?
As long as you have a lease in place, and you pay your rent on time. It doesn't matter what method you use to make your monthly rent payments. Get started today and get the loans you want tomorrow! Sign up HERE online

What do I have to do?
Your job is to sit back, relax, and enjoy the benefits from rent reporting. All you have to do is Sign up. RentReporting takes care of the rest.

Is it safe to use my credit card on-line?
Yes, you can  sign up here online. Credit card transactions over our secure site on the internet is both safe and convenient. Our website is fully encrypted and secure so that no unauthorized person(s) will ever see your credit card information.

How does Rent Reporting help me build credit?
We report your monthly rent payment history to a national credit reporting agency. Rent Reporting helps everyone, whether you have good credit, bad credit or no credit at all.

Will my landlord allow me to do this?
Absolutely Yes! Your landlord likes Rent Reporting for a few reasons. First, they know that you are concerned with paying your rent on time and have added incentive to do so in the future. Second, they know that by helping you report your rent, they're helping you to a better future. Third, they know that by reporting your on time monthly rent payments, it will make it easier to verify you in the future. Everyone is a winner!


What happens if I don’t pay my rent on time?
If your rent is more than 30 days late we must report that to the credit bureaus. For example, if your rent is due on January 1st and you don’t make your payment until January 22nd, there will be no late reported. However, if you didn’t make that payment till February 10th it would be reported as a 30 day late to the credit bureaus.
Reporting late rent payments may still help you, especially if you have bad credit or no credit at all.